Money tools that actually do the math.
Most budget calculators are pretty and useless. Ours run real amortization, compare strategies, and show you the dollars. Start with your debt, keep the savings.
Built by people who read the fine print, not the spreadsheet clichés.
Start free. Keep what you save.
Six calculators, all free, all instant. No account, no email, no catch.
Debt Payoff Calculator
Snowball vs. avalanche on your real balances. See your debt-free date and interest saved.
Open tool → Free toolPaycheck Budget Splitter
Split any paycheck into needs, wants, and savings with the 50/30/20 rule — or your own.
Open tool → Free toolSavings Goal Calculator
Find the monthly number that gets you to a goal by a date, compounding included.
Open tool →One spreadsheet for your whole money life.
When the free tools show you the plan, the MoneyMapped Toolkit helps you run it: a live budget dashboard, an automatic debt payoff tracker, sinking funds, and a net-worth timeline. Works in Google Sheets and Excel, yours forever.
- Paste your bank CSV and it auto-sorts every transaction
- Rollover budgeting, so unspent money carries forward
- A true month-by-month snowball or avalanche payoff plan
- Sinking funds, net worth, and bills, all charted